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The ultimate display of any self insured fund’s financial integrity is its ability to return dividends to its members.  Essentially all self insured programs work in the same manner – the fund is responsible for collecting an adequate amount of premium to pay any and all claims incurred by its members.  Each fund year stands on its own with regards to collecting premiums and paying claims.

LAC Self-Insured Fund is committed to maintaining a strong financial position in the workers’ comp marketplace.  Since 1988, the Fund has returned more than $51 Million to qualifying participants that have excelled in minimizing losses.  Members share proportionately in the dividends declared each year and dividends are paid to each member after completing two (2) years of membership, maintaining the minimum premium of $2,000, in the LAC Self-Insured Fund.